Kodru, Sushma Sree2022-01-202022-01-202021-04-28https://hdl.handle.net/1920/12227Now is an opportune time to for everyone. Let us acknowledge that now because it is very important that the current credit scoring system in place needs to be improved and accurate to avoid any risk going forward. We know for sure that Artificial Intelligence can help in the credit scoring systems processAttribution-NonCommercial-NoDerivs 3.0 United StatesMachine learningFinanceRegession analysisCreditworthinessWorking Paper